Home Finance 3 Of The Many Reasons Why You Should Get Pet Insurance.

3 Of The Many Reasons Why You Should Get Pet Insurance.

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We use the pronoun ‘it’ when we talk about animals and while that may be grammatically correct, we Australians refer to our pets as him or her depending on their sex. The family cat or dog is essentially a part of the family and like the rest of the family, they get the same level of love and attention that we would give to any person. No matter how hard we try to take care of our pets, there will come a time when they get sick and when that happens, it can prove to be quite expensive when the bills start coming from the vet.

This is why Australian pet insurance is so important and every home that has a pet, should have it. You insure your car, house and yourself against the unknown, so it makes sense to take out insurance for the family pet. If your animal needs x-rays, scans or an operation, the costs can be significant and you may not have the required savings to cover the bills. Nobody wants to see the family pet die and so if you have the necessary pet insurance, then you will have the peace of mind that comes with having it.

Here are some of the numerous benefits of having the right pet insurance for the other member of your family.

  1. Unfortunately 10% of pets that could have been saved are put to sleep in Australia every year because the owner didn’t have the necessary cash to pay for the vet fees. This is upsetting to say the least and you really don’t want to be in a situation where you have to choose money over your pet’s life. Having the correct insurance gives you and your family the peace of mind that if something happens, your animal is covered.
  2. The wonderful thing about pet insurance is that you can attend any vet and your insurance company will cover the payments. You get to choose the vet that you trust and the one that you know will do everything that he or she can to get your pet back to normal again. With insurance that people get, the insurance company gets to pick the hospital that you attend. With your family, the opposite applies.
  3. Pet insurance also covers you for other outcomes. Should your animal cause damage to someone’s property or it bites someone, then some insurance can cover you for these costs as well. If your pet has to stay at boarding kennels or a cattery for an extended stay while they get better, then your insurance covers this as well. When looking closer, it seems that your pet will get a better level of care than you if you get sick.

Pets, like humans, can get suddenly sick and if you don’t have the spare cash available to take care of them, then you will have the unenviable decision to make if you want to put them to sleep or not. Don’t put yourself in this situation and get the necessary insurance.

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